Can I still get a car with bad credit?

Getting a Car with Bad Credit

Most people with bad credit feel like they will never be able to get a vehicle. After being turned down by most banks, credit unions, financial institutions and other car dealerships, you can feel defeated. You may even feel like you are ready to give up on your dream to own a vehicle. Most people do not realize that there are programs at Central New York Credit Approval that offer Guaranteed Credit Approval through Credit Acceptance, for those with bad credit, low credit score, bankruptcy, no credit or past financial troubles.

Believe it or not, there are options available for people with bad credit. In the past if you had bad credit, bankruptcy, no credit or past financial troubles, you could not get approved for a car. Things have changed. At Central New York Credit Approval, we realize that life happens and you deserve a second chance to help rebuild and re-establish your credit while helping you achieve your dream of getting a vehicle.
Getting approved is as simple as filling out an application online. We can get you approved in just a matter of minutes. Then, you'll be on your way to getting an auto loan that gets you behind the wheel of your next car.

We regularly work with customers with less than perfect credit but make it a point to approve drivers with all sorts of circumstances, including:
• No credit
• Fixed or Temporary Income
• Bankruptcy Chapter 7 and Chapter 13
• Multiple Open Auto Loans
• Self-Employment or Unemployment Income
• And more!

To get you approved and find financing that works for you, we work with Credit Acceptance. This indirect finance company is trusted by dealerships across the country. It's a reliable way to buy your next car, truck, or SUV on credit. Get Started today!

Cultivating good credit is a long-term venture, but that doesn't mean there aren't strategies to boost your credit score in the short term. If you're not planning on buying your next car immediately, there are ways to bring your scores up in just a couple of months.

You'll want to start by catching up on late payments and paying all future bills on time. Ideally, you should also aim to keep the balance on any revolving accounts (i.e., credit cards) at or below 10 percent of your credit limit. Keep credit utilization down, and you'll be seen as less of a risk to lenders.

Follow these guidelines, and your previously poor credit can start to improve in as little as 30 days!